Reports indicate that many individuals are behind on their retirement savings, with some outlets providing benchmarks for how much is needed at various ages. The amount required for a comfortable retirement appears to be a topic of discussion, with one figure cited as $1.46 million, although it is unclear if this is a universally agreed-upon amount. Guidance is being offered on how to catch up on retirement savings for those who are behind, including step-by-step plans and considerations of saving versus investing.