Banks are closing branches, with some outlets reporting on specific closures, such as those affecting Halifax and Lloyds Bank branches. The closures appear to be part of broader changes in the banking industry, including mergers and acquisitions, with some banks being bought by larger firms. The impact on customers and the extent of the closures vary, with some banks announcing new closures while others, like NatWest, have pledged not to close additional branches for several years.