There is discussion about the best fintech crypto to buy with $500, with XRP (Ripple) and Hyperliquid (HYPE) being considered. Ripple has made a $500 million investment, but the impact on XRP is uncertain, with some reports indicating it has given back recent gains. The value and potential of XRP, including its comparison to other cryptocurrencies like Solana and Hyperliquid, is being analyzed and debated by experts.