There are reports of institutional involvement with the XRP ledger, with some outlets suggesting that major companies such as BlackRock and Mastercard are taking an interest. The nature and extent of this involvement is unclear, with some speculating about the potential for XRP to play a role in tokenized assets or decentralized finance. Meanwhile, there are conflicting indications about the current state of the XRP network, with reports of plunging fees potentially at odds with predictions of an upcoming boom.