Small business filings have increased by 50% in the first half of 2026 compared to the same period last year. However, there are also reports of a surge in small-business bankruptcies, with some outlets citing a 30% increase over the past year, suggesting a complex and potentially challenging environment for small businesses. The reasons for these trends and their implications are unclear, with various factors such as tax policies, healthcare premiums, and economic conditions potentially at play.