The Consumer Financial Protection Bureau (CFPB) has finalized rules related to Regulation B Subpart A and Section 1071, and has banned a company and its owner for a fee harvesting scheme. The CFPB is also making changes to its examination process, switching to all-virtual reviews and potentially reducing the number of examinations. The agency's future and direction are being debated, with some calling for it to prioritize borrower interests and others seeking to dismantle or limit its authority.