A strategy involving a qualified longevity annuity contract (QLAC) is being reported as a means to defer required minimum distributions (RMDs) from a 401(k) past age 85. The amount of RMDs that can be deferred appears to be around $200,000, although one report mentions $210,000. The strategy may be applicable to individuals with significant 401(k) balances, with reports citing examples of individuals with $1.5 million, $1.8 million, and $2 million in their accounts.