What you get

• A minimum assured pension of ₹3,000 a month from age 60.
• The Central Government adds an amount equal to your contribution to your pension fund.
• If you die after pension starts, your spouse gets a family pension of 50%, that is ₹1,500 a month.
• If you die before age 60, your spouse can continue paying and get the pension, or take back your contributions with interest.
• If you leave the scheme, your own contributions are returned with interest.
• PM-KISAN beneficiaries can have the contribution paid automatically from their PM-KISAN money.
• Enrolment is free of cost.

Who can apply

• Small and marginal farmers who own up to 2 hectares of cultivable land as per state or UT land records.
• Your name must appear in the land records as on 1 August 2019.
• Entry age: 18 to 40 years.
• You pay ₹55 to ₹200 a month, depending on your age when you join, until you turn 60.
• A husband and wife can each join separately and each get their own pension.

Who cannot apply

• Farmers covered by another statutory social security scheme such as NPS, ESIC or EPFO schemes.
• Farmers who have joined PM Shram Yogi Maan-Dhan (PM-SYM) or PM Laghu Vyapari Maan-Dhan (PM-LVM).
• Institutional landholders.
• Former and present holders of constitutional posts.
• Former and present Union/State Ministers, MPs, MLAs, MLCs, Mayors of Municipal Corporations and Chairpersons of District Panchayats.
• Serving or retired officers and employees of Central/State Government, PSUs, government autonomous bodies, and regular employees of local bodies (Multi Tasking Staff, Class IV and Group D are not excluded).
• Anyone who paid income tax in the last assessment year.
• Registered, practising doctors, engineers, lawyers, chartered accountants and architects.

Documents usually needed

• Aadhaar card.
• Bank passbook or bank account details (account number and IFSC).
• Spouse and nominee details.
• Mobile number (optional).

How to apply

1. Visit your nearest Common Service Centre (CSC) with your Aadhaar card and bank passbook.
2. The CSC operator registers you online and sets up an auto-debit from your bank account for the monthly contribution.
3. Sign the enrolment-cum-auto-debit mandate form and pay the first contribution at the CSC.
4. You get a PM-KMY Pension Card with a unique Pension Account Number.
5. You can also enrol through the PM-KISAN State Nodal Officer in your district, or online at pmkmy.gov.in.